Commercial-Mortgages

Our Commercial Mortgage Information

Preview all our Commercial Mortgage content here.

Commercial Loans | Commercial Mortgages for Investors or Owner Occupiers

If you own the property already or wish to invest, there are two types of commercial property mortgage finance these are:

Buy-To-Let Mortgages | Mortgages for Residential Buy-to-Let Property Investors

Put simply, buying a property to let is a great way to invest for the future. It allows you to cover your mortgage, it may even deliver a little extra from the rent it earns and in many cases it can act as a nest egg to be sold at a later date, for example, to fund the owner's retirement.

Commercial Loans | Commercial Mortgage Calculator Over Payments

Your business could make substantial cash savings by making additional monthly payments on any commercial mortgage you have. By overpaying years could be cut from the outstanding mortgage term! Please read the notes below.

Commercial Loans | Commercial Mortgage Calculator

This calculator should be used alongside the notes below. Results returned also show the movement in monthly payments if interest rates for your "commercial mortgage" should rise or fall by 2%.

Commercial Loans | 100% Commercial Mortgages - The Options

A typical maximum loan to value for a mortgage on business premises is 75% subject to all the usual lending criteria, credit checks etc, but sometimes that's not enough to secure the investment. Is it possible to exceed the normal lending requirements? Yes, is the answer, it can be done but only in limited circumstances, so let us cover the 4 main possibilities.

What is a commercial mortgage?

A commercial mortgage has the same characteristics as any other mortgage in that property is offered via a legal charge as security for repayments.

What are the benefits of a commercial mortgage?

There are advantages to commercial mortgages that can benefit any business. However as with any choice there are dis-advantages!

How much does a commercial mortgage cost?

Commercial mortgage costs include fees and interest payments that vary according to the lender you choose.

What size commercial mortgage is available?

Maximum commercial mortgage loan availability changes with market conditions and the business applicants own circumstances.

Case Studies
An overview of previously completed commercial mortgage loan cases!As "commercial mortgage brokers" we have successfully arranged the loans for many business clients in the past. Here are just a few mortgage case studies that you may find of interest [more details].