Articles

International Invoice Factoring Finance For UK Exporters

Commercial Finance Broker — Fri, 11 Sep 2009 16:42:48 +0000

International Factoring

Does your UK business export goods and services overseas on credit terms? Is global trading causing you cash flow problems?

Trading with overseas companies on credit terms can cause the same cash flow problems for exporters as businesses experience with transactions confined to the UK. However invoice factoring finance is available in the right circumstances.

How to Compare Factoring Lenders Quotes

Commercial Finance Broker — Fri, 12 Jun 2009 14:59:56 +0000

Comparing Factoring Lenders Quotes

Having decided that a factoring facility is the solution to the cash flow problems faced by your growing business, how should costs be compared between competing quotes?

When comparing the cash costs of invoice factoring the first thing to do is to identify all the potential costs of the facility offered. A decision based just on the headline costs of the service fee and interest on outstanding balances could prove very expensive. Therefore it is essential that all potential costs are identified.

Quick Facts About Equipment Leasing

Commercial Finance Broker — Sun, 05 Apr 2009 14:02:28 +0000

Key Facts About Equipment Leasing

Here is our quick one minute guide to leasing finance.

Leasing is available to all companies and is one solution to any business needing to access equipment.

Invoice Factoring Finance and Overdrafts Compared

Commercial Finance Broker — Mon, 12 Jan 2009 11:02:26 +0000

A Comparison between Debtor Finance and a Bank Overdraft

Is your bank overdraft restricting your company growth? An invoice finance solution that moves forward with your business could be the answer!

Banks typically set & limit business overdraft levels based on a company's trading history, thus providing the advantage of a lump sum capital injection. This means that an overdraft is a backward looking, rigid way of financing company growth, with the worrying disadvantage that it could be withdrawn at anytime, especially in today's business climate. In direct contrast, an alternative business funding option is revolving debtor finance such as an invoice factoring or invoice discounting facility that grows with a company's sales day by day and is only constrained by the level of invoiced business transactions!

Why Businesses Select Equipment Leasing Finance

Commercial Finance Broker — Tue, 03 Feb 2009 13:11:10 +0000

Why Do Businesses Select Leasing Finance?

Equipment leasing is the finance option of choice for both new & established companies. Here are the reasons why this is so!

When businesses look for any type of commercial funding, there are few types of loan that offer 100% finance potential. One area where 100% commercial finance is available is equipment leasing finance for information technology equipment, plant,machinery, cars etc. In many cases it may possible to lease any type of equipment without the need for a deposit (minimal advanced rentals) or extra security.

Bridging Loans | Cash with Bridging Finance in 48 hours?

Commercial Finance Broker — Thu, 30 Apr 2009 17:28:29 +0000

How Fast Can A Bridging Loan Be Completed?

Speed is one of the main marketing tools of the typical bridging lender. What's the truth behind the hype?

The short term bridging finance market is full of adverts that tell of loan completions within 48 hours or even 24 hours of application.

Exchange Company Accounts Receivables for Cash with Invoice Finance

Commercial Finance Broker — Sat, 04 Oct 2008 10:14:43 +0000

Credit Sales, Company Cash Flow & Invoice Finance

For many companies that trade with other businesses, controlling the collection of money tied up in credit sales is a vital administrative function.

An efficient Accounts Receivables management process will ensure that cash tied up within the sales cycle or business process is kept to a minimum. If your company can reduce the collection period and therefore the conversion of your accounts receivables into cash, then working capital can be released back into your business for use elsewhere, such as marketing to increase sales.

Commercial Loans | 100% Commercial Mortgages - The Options

Commercial Finance Broker — Fri, 19 Sep 2008 11:35:33 +0000

100% Mortgage Loans for Commercial Property Investors

Is there such a thing as a 100% commercial mortgage product? Answer:- Yes, No, Perhaps!

A typical maximum loan to value for a mortgage on business premises is 85% subject to all the usual lending criteria, credit checks etc, but sometimes that's not enough to secure the investment. Is it possible to exceed the normal lending requirements? Yes, is the answer, it can be done but only in limited circumstances, so let us cover the 3 main possibilities.

Bridging Loans | How and When to use Bridge Finance

Commercial Finance Broker — Fri, 15 Aug 2008 12:42:17 +0000

Bridging Loans - What are they good for?

The attributes of Bridging Finance, speed, flexibility, easy access, make this type of loan ideal for use in many situations.

Bridging Finance can be used in many situations where other loan options are not available. A short term loan may help with emergency funding to meet a deadline or as an alternative where no other finance is available, prevention of credit defaults, credit repair and finally capital raising for any legal purpose.

Comparing Factoring Finance with a Commercial Loan

Commercial Finance Broker — Tue, 22 Jul 2008 13:14:48 +0000

Factoring Versus Overdraft - Why Invoice Finance Delivers the Cash!

What's the difference between a loan and factoring? This article contrasts the differences between these commercial loan options and why invoice finance can offer you the working capital you need.

Getting a commercial loan or overdraft from your bank can prove to be difficult, especially if you are a relatively new business. However, if your company trades with other companies then securing finance to aid cash flow and provide working capital can be achieved with relative ease via an invoice factoring or invoice discounting facility.

Property Development Finance | 100% Loan Options for Developers

Commercial Finance Broker — Fri, 11 Apr 2008 11:47:11 +0000

Property Development Loans - The 100% Finance Options

Looking for 100% Property Development Finance or why you should use a Commercial Finance Broker.

So you have found your next development project and now need 100% finance. Seems like an easy task, however choosing the wrong lender can cost you thousands of pounds, maybe even tens of thousands of pounds, perhaps much more!

Invoice Factoring in uncertain times

Commercial Finance Broker — Tue, 04 Dec 2007 14:52:43 +0000

Should Debtor Finance be your solution to todays credit crisis?

Should bad debt and late payment protection be a priority in todays credit markets?

There can be no doubt that banks and other finance providers have become nervous in these uncertain times when it comes to traditional financial solutions. The sudden loss of liquidity in the debt markets means that stricter terms are being imposed on all borrowers including the business and commercial markets. One direct result of the credit squeeze is expected to be an increase in late payments and bad debts which could severely affect the cash flow of businesses.

Bridging Loans | Bridging Finance - The Low Cost Option!

Commercial Finance Broker — Thu, 27 Nov 2008 14:47:13 +0000

Bridging Finance that is way too expensive! Isn't It?

Whenever we suggest a bridging loan to a client or are asked how much they cost, for many the first response is "that's way too expensive, we don't want that!"

It is a common fallacy that short term bridging finance costs too much. Well if truth be told, if used in the wrong circumstances that can be correct. Whatever goal, target or project you have before you, then selecting the right tool(s) for the job at hand is essential. As such, when raising finance against property, which is required for a short period only, then choosing the wrong loan option can cost you dearly!

Buy-To-Let Mortgages | How to Build a Buy-To-Let Portfolio

Commercial Finance Broker — Sun, 09 Mar 2008 10:09:10 +0000

Building a Buy-To-Let Investment Portfolio

Need some ideas on how to build a Buy-To-Let Portfolio? Here is a basic guide.

We have all watched those property programs on television where people seem to have built large portfolios of buy-to-let properties seemingly with little or no no money. Just how did they do it? In this article will show you the main strategies for acquiring property and building your very own portfolio and minimising your cash outlay.

Business Finance | Writing a Business Plan - The Basics

Commercial Finance Broker — Sat, 02 Feb 2008 15:34:36 +0000

Business Plan - Quick Reference

The Essential Contents of a Business Plan

When seeking any kind of commercial loan a business plan is the key element in successfully acquiring funds from banks, business angels and venture capitalists. A well thought through plan will demonstrate your understanding of your chosen market place and how you intend to succeed in that market.