Why Do Businesses Select Leasing Finance?

Why Businesses Select Equipment Leasing Finance

Equipment leasing is the finance option of choice for both new & established companies. Here are the reasons why this is so!

When businesses look for any type of commercial funding, there are few types of loan that offer 100% finance potential. One area where 100% commercial finance is available is equipment leasing finance for information technology equipment, plant,machinery, cars etc. In many cases it may possible to lease any type of equipment without the need for a deposit (minimal advanced rentals) or extra security.

The typical business mind-set is that equipment leasing is for companies short of capital, however research would indicate that even the largest of companies across all business sectors use leasing finance to guarantee fixed costs and access essential equipment.

A major reason that leasing is a popular choice is the relative ease that funding can be arranged. Speed & flexibility of payment terms, plus, other forms of finance are still available. However the single most popular reason for a positive leasing decision is cost. Leasing an asset or piece of equipment can be lower than a cash purchase once tax considerations and interest on deposits are taken into account. An accountant should be able to help make an informed leasing choice.

Leasing offers fixed payments (monthly rentals) for the life of any agreement, easing cash-flow management by leaving working capital within the company. Regular technology updates are another major benefit to selecting leasing finance, the addition of new equipment to an in place master-lease is simple, especially where an account has been kept in good order. What's more, where ownership is not required at the end of the leasing term, then the lender will take responsibility for equipment disposal and not the lessee!

By opting to lease, funds retained within the company can smooth growth, however the opportunity to access additional or higher specification assets can add significantly boost that growth.

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