Should Debtor Finance be your solution to todays credit crisis?

There can be no doubt that banks and other finance providers have become nervous in these uncertain times when it comes to traditional financial solutions. The sudden loss of liquidity in the debt markets means that stricter terms are being imposed on all borrowers including the business and commercial markets. One direct result of the credit squeeze is expected to be an increase in late payments and bad debts which could severely affect the cash flow of businesses.

A great way to protect your business from these problems is to manage your working capital by using a factoring or an invoice discounting facility and using the 100% “bad debt” protection options offered by these facilities. These non recourse facilities offer value for money, shelter your business from insolvency and perhaps more importantly peace of mind in this period of uncertainty.

Independent invoice & factoring loan lenders are traditionally much more flexible than banks and offer a more individual and tailored approach when assessing business eligibility for funding. If you think that protecting your company against debtor insolvency is right for your business then we would be happy to look at your asset based funding scenario.

For more specific information read our factoring and invoice discounting pages, it could just be that these facilities are the answers to your current or future problems.

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